Terms and Conditions

Last Updated: June 5, 2025

1. Introduction

By using this website (www.cashchirp.com) or our services in any capacity, you agree to be bound by these Terms and Conditions.

For the purposes of these Terms, “we” and “us” refer to Cashchirp LLC.

2. License to Use Website

You may use our website regardless of whether you have an account or not, though you understand that access to any and all features may be restricted at the discretion of Cashchirp LLC. You shall not attempt to bypass any such restrictions. We employ countermeasures to track unauthorized usage and reserve the right to ban or delete accounts and/or block IP addresses at our discretion.

3. Acceptable Use

You must not use our website in any way that causes damage or impairs the availability or accessibility of the site. This includes sending excessive requests, attempting to bypass user restrictions, or attempting to bulk download or scrape information from the website. Scraping is strictly prohibited, and we employ countermeasures to prevent it.

Some of the content on this website is licensed. All stock price information is sourced from an agreement with Tiingo, Inc. While our agreement allows end users to download stock price information individually, bulk downloads are not permitted. Further, all end-of-day (EOD) stock price information can be used for personal use or research only. Under no circumstances may this information be redistributed without a formal redistribution agreement. If you wish to use EOD stock price information for commercial purposes, we recommend using tiingo.com. By using them, you'd also agree to be bound by Tiingo's Terms of Service.

For paid accounts, we offer an API. However, we reserve the right to monitor and rate-limit accounts’ endpoint access for any reason. All data collected from API endpoints may be used for personal use only, unless you have a separate agreement with us. If we discover API usage for commercial purposes without authorization, we reserve the right to delete and ban the associated account and revoke API keys.

4. Limitation of Liability

In no event shall we be liable for any indirect, special, incidental, or consequential damages. This includes, but is not limited to, the accuracy of the information on the website, though we make good faith efforts to provide accurate data. This information may come from various sources, including the SEC’s EDGAR system, Tiingo Inc., and various news outlets and public information sources.

Additionally, we are not liable for any trading or investing decisions you make based on the information provided. Trading can be risky — TRADE AT YOUR OWN RISK. None of the content published on this website should be construed as financial advice. As applicable under law, individuals who post content on this site are not liable for information they present, particularly regarding price movements.

5. Governing Law

These Terms will be governed by and construed in accordance with the laws of the Commonwealth of Virginia and the United States.

If any part of this document is deemed unenforceable under the governing law, the rest of the document shall remain in full effect, and the invalid language will be subsequently removed.

6. Contact Information

If you have any questions, contact us at [email protected].